Five minutes of your real numbers, and you'll know the year you can leave — and what your money actually buys in 28 countries. Then the plan behind it: the Roth-conversion ladder, Social Security timing, and the withdrawal order that keeps the IRS's share smallest.
Most calculators tell you a number. This one tells you a year — and then the strategy to make it hold.
Cost of living in 28 countries and dozens of cities, scaled to your household — measured against the income your own accounts throw off.
The earliest year your brokerage bridge covers the gap until your IRA and Social Security switch on — down to the month.
Brokerage first, IRA at 59½, Social Security last — the sequence that keeps taxable income low and Roth conversions cheap.
Your age, your accounts, your Social Security estimate, and any windfalls. Five screens, no jargon.
Choose from lean, comfortable, and luxury destinations across Latin America, Europe, and Asia.
The countdown, the phase plan, the Roth ladder, and the lifetime tax you'd save by converting in the right window.
Illustrative full-plan output for a couple retiring at 57 — the kind of result the strategy is built to find.
The free calculator lives on the web. Southbound is the iOS app that turns it into something you carry — with a home-screen countdown, a lock-screen widget, and the full strategy behind a one-time unlock.
A home- and lock-screen widget counting down to the year you leave — and what waits when you do.
Your yearly conversion move at a glance, so the strategy stays top of mind, not buried in a spreadsheet.
No account, no cloud. Your money never leaves your device — the app calculates everything offline.
Leave your email and we'll send you the App Store link the moment Southbound is live — nothing else.
No spam, no sharing your address. One email at launch, and that's it.
The app stores your plan only on your phone. There's no account and nothing to sign up for.
Unlock the full plan once for $24.99. It's yours forever, on every device signed into your Apple Account.
Retiring abroad is months of research. This gives you a clear, honest baseline to plan against.